SUN
Charter #7064 · Maumee, OH · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.29% sits at the 18th percentile of structural peers — worth a closer look.
- On Share growth YoY, the asset-size band puts this credit union at the 62nd percentile but its structural peers at the 84th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $670.97M | 42th pct | 34th pct |
| Members | 35,652 | 33th pct | 26th pct |
| Net worth ratio | 10.74% | 56th pct | 69th pct |
| Return on average assets | 0.63% | 51th pct | 61th pct |
| Net interest margin | 3.29% | 34th pct | 18th pct |
| Cost of funds | 1.61% | 62th pct | 61th pct |
| Loan-to-share | 87.00% | 68th pct | 51th pct |
| Delinquency 60+ days | 0.89% | 74th pct | 74th pct |
| Net charge-off ratio | 0.30% | 39th pct | 36th pct |
| Loan growth YoY | 0.08% | 40th pct | 49th pct |
| Share growth YoY | 4.73% | 62th pct | 84th pct |
| Efficiency ratio | 83.57% | 74th pct | 62th pct |
structural peer set hash: 173d56ca41695a064f4dc4a8b7165c7b… (reproducible)
Closest structural peers
This is the free public view
Claim SUN
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.