DEPT OF LABOR

Charter #4963 · WASHINGTON, DC · $100M-$500M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 8,679 sits at the 18th percentile of structural peers — worth a closer look.
  • Net worth ratio of 7.86% sits at the 11th percentile of structural peers — worth a closer look.
  • Return on average assets of -0.86% sits at the 3rd percentile of structural peers — worth a closer look.
  • Net interest margin of 2.80% sits at the 0th percentile of structural peers — worth a closer look.
  • Cost of funds of 2.07% sits at the 93rd percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricDEPT OF LABORAsset-tier percentileStructural percentile
Total assets$140.03M26th pct25th pct
Members8,67922th pct18th pct
Net worth ratio7.86%3th pct11th pct
Return on average assets-0.86%2th pct3th pct
Net interest margin2.80%8th pct0th pct
Cost of funds2.07%90th pct93th pct
Loan-to-share86.76%83th pct77th pct
Delinquency 60+ days0.33%25th pct11th pct
Net charge-off ratio0.32%46th pct34th pct
Loan growth YoY-1.46%31th pct39th pct
Share growth YoY-0.20%9th pct23th pct
Efficiency ratio122.45%100th pct98th pct

structural peer set hash: ccb4be57fdaf310a3fa31165dc825304… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.