MCBRYDE
Charter #2713 · Eleele, HI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 26.71% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.31% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.94% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.71% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.66% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MCBRYDE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $102.33M | 2th pct | 67th pct |
| Members | 3,168 | 1th pct | 44th pct |
| Net worth ratio | 26.71% | 99th pct | 92th pct |
| Return on average assets | 1.19% | 78th pct | 61th pct |
| Net interest margin | 2.31% | 3th pct | 23th pct |
| Cost of funds | 1.94% | 87th pct | 80th pct |
| Loan-to-share | 20.18% | 1th pct | 20th pct |
| Delinquency 60+ days | 3.71% | 99th pct | 97th pct |
| Net charge-off ratio | 0.66% | 76th pct | 89th pct |
| Loan growth YoY | -6.36% | 3th pct | 11th pct |
| Share growth YoY | 0.34% | 12th pct | 28th pct |
| Efficiency ratio | 47.00% | 2th pct | 15th pct |
structural peer set hash: 066a525e6ca5e2f8df9b428fdec18a22… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.