FIRESTONE
Charter #14066 · Akron, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 17.76% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 1.48% sits at the 13th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.00% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 42.95% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 12th percentile but its structural peers at the 70th — a 58-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FIRESTONE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $198.39M | 51th pct | 84th pct |
| Members | 7,070 | 12th pct | 70th pct |
| Net worth ratio | 17.76% | 95th pct | 80th pct |
| Return on average assets | 0.84% | 60th pct | 56th pct |
| Net interest margin | 1.48% | 0th pct | 13th pct |
| Cost of funds | 1.88% | 84th pct | 69th pct |
| Loan-to-share | 14.50% | 0th pct | 11th pct |
| Delinquency 60+ days | 1.22% | 84th pct | 74th pct |
| Net charge-off ratio | -0.00% | 4th pct | 10th pct |
| Loan growth YoY | -5.46% | 5th pct | 16th pct |
| Share growth YoY | -2.71% | 2th pct | 5th pct |
| Efficiency ratio | 42.95% | 1th pct | 7th pct |
structural peer set hash: 03a3f57cfa3ce6afee744cfadfc6af23… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.