MON VALLEY COMMUNITY
Charter #1911 · ALLENPORT, PA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 32.73% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.50% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.07% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.01% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 29.25% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MON VALLEY COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $189.82M | 48th pct | 79th pct |
| Members | 8,961 | 24th pct | 69th pct |
| Net worth ratio | 32.73% | 100th pct | 97th pct |
| Return on average assets | 2.50% | 99th pct | 95th pct |
| Net interest margin | 3.45% | 37th pct | 62th pct |
| Cost of funds | 1.06% | 42th pct | 51th pct |
| Loan-to-share | 41.42% | 5th pct | 26th pct |
| Delinquency 60+ days | 2.07% | 95th pct | 90th pct |
| Net charge-off ratio | -0.01% | 4th pct | 15th pct |
| Loan growth YoY | 7.44% | 95th pct | 92th pct |
| Share growth YoY | 0.79% | 15th pct | 20th pct |
| Efficiency ratio | 29.25% | 0th pct | 2th pct |
structural peer set hash: 034df260a8e026283bc24df3718819b8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.