MOOG EMPLOYEES
Charter #15669 · EAST AURORA, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 26.35% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.96% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 37.09% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 22nd percentile but its structural peers at the 52nd — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MOOG EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $255.07M | 64th pct | 74th pct |
| Members | 8,606 | 22th pct | 52th pct |
| Net worth ratio | 26.35% | 99th pct | 92th pct |
| Return on average assets | 1.96% | 96th pct | 92th pct |
| Net interest margin | 3.01% | 15th pct | 36th pct |
| Cost of funds | 1.35% | 58th pct | 59th pct |
| Loan-to-share | 53.05% | 15th pct | 43th pct |
| Delinquency 60+ days | 0.26% | 19th pct | 33th pct |
| Net charge-off ratio | 0.02% | 8th pct | 28th pct |
| Loan growth YoY | -2.07% | 24th pct | 34th pct |
| Share growth YoY | 4.36% | 62th pct | 72th pct |
| Efficiency ratio | 37.09% | 1th pct | 2th pct |
structural peer set hash: 9e017dc56cc24926cbf8c09cc6d2e2bb… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.