77TH STREET DEPOT
Charter #2505 · Chicago, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,596 ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 26.42% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -1.04% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 4.42% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.33% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | 77TH STREET DEPOT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.78M | 30th pct | 61th pct |
| Members | 4,596 | 95th pct | 95th pct |
| Net worth ratio | 26.42% | 96th pct | 84th pct |
| Return on average assets | -1.04% | 6th pct | 7th pct |
| Net interest margin | 4.42% | 75th pct | 75th pct |
| Cost of funds | 0.33% | 23th pct | 20th pct |
| Loan-to-share | 43.27% | 25th pct | 41th pct |
| Delinquency 60+ days | 0.79% | 60th pct | 51th pct |
| Net charge-off ratio | 2.80% | 97th pct | 92th pct |
| Loan growth YoY | 4.89% | 92th pct | 93th pct |
| Share growth YoY | -5.08% | 3th pct | 2th pct |
| Efficiency ratio | 94.66% | 82th pct | 84th pct |
structural peer set hash: 9cfad83a43631ce03c1a12f5c4efc50f… (reproducible)
Closest structural peers
This is the free public view
Claim 77TH STREET DEPOT
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.