JERSEY CITY POLICE
Charter #6944 · JERSEY CITY, NJ · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 27.27% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.01% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.13% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.22% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.78% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | JERSEY CITY POLICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.07M | 87th pct | 38th pct |
| Members | 1,020 | 83th pct | 57th pct |
| Net worth ratio | 27.27% | 80th pct | 80th pct |
| Return on average assets | 2.01% | 91th pct | 95th pct |
| Net interest margin | 5.13% | 80th pct | 92th pct |
| Cost of funds | 0.36% | 42th pct | 30th pct |
| Loan-to-share | 31.41% | 20th pct | 25th pct |
| Delinquency 60+ days | 2.22% | 70th pct | 79th pct |
| Net charge-off ratio | 1.78% | 90th pct | 87th pct |
| Loan growth YoY | -8.23% | 35th pct | 21th pct |
| Share growth YoY | -3.59% | 25th pct | 20th pct |
| Efficiency ratio | 56.79% | 13th pct | 13th pct |
structural peer set hash: 0615e2d3a8f5e60a9cc54ebba842021b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.