PARK
Charter #24931 · Louisville, KY · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 17.59% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.55% sits at the 23rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.70% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.67% sits at the 98th percentile of structural peers — worth a closer look.
- Efficiency ratio of 63.63% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PARK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.45B | 27th pct | 49th pct |
| Members | 80,908 | 28th pct | 59th pct |
| Net worth ratio | 17.59% | 97th pct | 97th pct |
| Return on average assets | 0.55% | 35th pct | 23th pct |
| Net interest margin | 3.57% | 65th pct | 61th pct |
| Cost of funds | 1.93% | 57th pct | 64th pct |
| Loan-to-share | 90.18% | 62th pct | 52th pct |
| Delinquency 60+ days | 1.70% | 96th pct | 95th pct |
| Net charge-off ratio | 1.67% | 97th pct | 98th pct |
| Loan growth YoY | 1.90% | 53th pct | 49th pct |
| Share growth YoY | 5.06% | 65th pct | 66th pct |
| Efficiency ratio | 63.63% | 20th pct | 10th pct |
structural peer set hash: 478d7ed00d0ff653ef5a29aab564e965… (reproducible)
Closest structural peers
This is the free public view
Claim PARK
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.