REDEEMER
Charter #24867 · Plano, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 29.37% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.95% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.22% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.08% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -2.62% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | REDEEMER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.11M | 60th pct | 41th pct |
| Members | 988 | 81th pct | 66th pct |
| Net worth ratio | 29.37% | 84th pct | 79th pct |
| Return on average assets | 0.33% | 47th pct | 38th pct |
| Net interest margin | 4.95% | 76th pct | 89th pct |
| Cost of funds | 0.22% | 31th pct | 18th pct |
| Loan-to-share | 43.52% | 33th pct | 26th pct |
| Delinquency 60+ days | 3.08% | 78th pct | 77th pct |
| Net charge-off ratio | -2.62% | 1th pct | 0th pct |
| Loan growth YoY | -10.25% | 27th pct | 31th pct |
| Share growth YoY | 14.96% | 97th pct | 98th pct |
| Efficiency ratio | 115.02% | 85th pct | 97th pct |
structural peer set hash: 0c59cd402657663ab82032f6a51048eb… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.