AIR TECH
Charter #66546 · MILWAUKEE, WI · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.07% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 32nd percentile but its structural peers at the 11th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AIR TECH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.16M | 32th pct | 11th pct |
| Members | 655 | 56th pct | 48th pct |
| Net worth ratio | 27.42% | 81th pct | 74th pct |
| Return on average assets | 0.18% | 40th pct | 39th pct |
| Net interest margin | 4.32% | 58th pct | 49th pct |
| Cost of funds | 0.07% | 18th pct | 8th pct |
| Loan-to-share | 59.73% | 51th pct | 41th pct |
| Delinquency 60+ days | 1.13% | 55th pct | 54th pct |
| Net charge-off ratio | 0.00% | 22th pct | 15th pct |
| Loan growth YoY | -18.83% | 8th pct | 3th pct |
| Share growth YoY | 3.44% | 74th pct | 80th pct |
| Efficiency ratio | 92.49% | 60th pct | 59th pct |
structural peer set hash: d57daa7c6ba67cda03ede50e1e44dcbb… (reproducible)
Closest structural peers
This is the free public view
Claim AIR TECH
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.