NONE SUFFER LACK
Charter #24657 · SUITLAND, MD · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.90% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 39.64% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 16th percentile but its structural peers at the 48th — a 32-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NONE SUFFER LACK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $28.59M | 58th pct | 39th pct |
| Members | 1,947 | 44th pct | 48th pct |
| Net worth ratio | 19.15% | 82th pct | 72th pct |
| Return on average assets | 1.90% | 93th pct | 92th pct |
| Net interest margin | 2.98% | 16th pct | 48th pct |
| Cost of funds | 0.77% | 46th pct | 44th pct |
| Loan-to-share | 11.35% | 1th pct | 3th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 28th pct |
| Loan growth YoY | -4.91% | 31th pct | 43th pct |
| Share growth YoY | 3.21% | 58th pct | 64th pct |
| Efficiency ratio | 39.64% | 1th pct | 2th pct |
structural peer set hash: 04fb15543e7fa13ddeff434dad1a9c52… (reproducible)
Closest structural peers
This is the free public view
Claim NONE SUFFER LACK
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.