EPISCOPAL COMMUNITY
Charter #24506 · Los Angeles, CA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.67% sits at the 7th percentile of structural peers — worth a closer look.
- Return on average assets of -0.14% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.08% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.11% sits at the 75th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 2.75% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EPISCOPAL COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.63M | 76th pct | 38th pct |
| Members | 985 | 81th pct | 52th pct |
| Net worth ratio | 7.67% | 5th pct | 7th pct |
| Return on average assets | -0.14% | 29th pct | 15th pct |
| Net interest margin | 4.00% | 49th pct | 64th pct |
| Cost of funds | 0.08% | 19th pct | 11th pct |
| Loan-to-share | 30.46% | 19th pct | 16th pct |
| Delinquency 60+ days | 2.11% | 69th pct | 75th pct |
| Net charge-off ratio | 2.75% | 93th pct | 95th pct |
| Loan growth YoY | 1.72% | 80th pct | 85th pct |
| Share growth YoY | 7.49% | 89th pct | 82th pct |
| Efficiency ratio | 88.00% | 53th pct | 61th pct |
structural peer set hash: 64e57f0bf4f87e8bee8eaf1f8e29abd3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.