Innorve

CHAMPION

Charter #20570 · Cambridge, OH · <$10M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 597 sits at the 18th percentile of structural peers — worth a closer look.
  • Net interest margin of 2.70% sits at the 11th percentile of structural peers — worth a closer look.
  • Cost of funds of 1.75% sits at the 84th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 3.82% sits at the 89th percentile of structural peers — worth a closer look.
  • Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricCHAMPIONAsset-tier percentileStructural percentile
Total assets$7.75M85th pct43th pct
Members59751th pct18th pct
Net worth ratio11.33%19th pct43th pct
Return on average assets0.95%70th pct64th pct
Net interest margin2.70%16th pct11th pct
Cost of funds1.75%84th pct84th pct
Loan-to-share36.96%27th pct31th pct
Delinquency 60+ days3.82%83th pct89th pct
Net charge-off ratio0.00%22th pct21th pct
Loan growth YoY-9.77%29th pct26th pct
Share growth YoY9.77%93th pct89th pct
Efficiency ratio66.20%21th pct18th pct

structural peer set hash: bdd23c8d89ea0c35d7b1785e8c2ef0c4… (reproducible)

Closest structural peers

CHRISTO REY70.5%
#5524 · OH
MASTERS, MATES & PILOTS (MM&P)66.5%
#12440 · MD
PARLIN DUPONT EMPLOYEES65.8%
#2246 · NJ
EPISCOPAL COMMUNITY61.8%
#24506 · CA
DUBUQUE POSTAL EMPLOYEES60.5%
#64917 · IA
N G M EMPLOYEES60.1%
#17793 · NH
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.