DELTA SCHOOLS
Charter #24492 · ANTIOCH, CA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,972 sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 1.25% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.00% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.03% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DELTA SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $65.94M | 39th pct | 36th pct |
| Members | 2,972 | 9th pct | 20th pct |
| Net worth ratio | 10.55% | 26th pct | 39th pct |
| Return on average assets | 1.25% | 76th pct | 90th pct |
| Net interest margin | 4.00% | 67th pct | 82th pct |
| Cost of funds | 0.78% | 40th pct | 46th pct |
| Loan-to-share | 52.02% | 33th pct | 34th pct |
| Delinquency 60+ days | 0.03% | 4th pct | 5th pct |
| Net charge-off ratio | -0.00% | 12th pct | 16th pct |
| Loan growth YoY | 4.81% | 91th pct | 85th pct |
| Share growth YoY | 5.84% | 80th pct | 82th pct |
| Efficiency ratio | 70.51% | 28th pct | 11th pct |
structural peer set hash: bfe0b5944bba4a928396dc28607972c8… (reproducible)
Closest structural peers
This is the free public view
Claim DELTA SCHOOLS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.