LOWER COLUMBIA LONGSHOREMEN
Charter #9289 · LONGVIEW, WA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- On Efficiency ratio, the asset-size band puts this credit union at the 60th percentile but its structural peers at the 43rd — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOWER COLUMBIA LONGSHOREMEN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $96.09M | 96th pct | 80th pct |
| Members | 4,224 | 32th pct | 41th pct |
| Net worth ratio | 12.13% | 42th pct | 46th pct |
| Return on average assets | 0.64% | 45th pct | 54th pct |
| Net interest margin | 3.48% | 37th pct | 48th pct |
| Cost of funds | 0.79% | 40th pct | 49th pct |
| Loan-to-share | 59.84% | 48th pct | 48th pct |
| Delinquency 60+ days | 1.36% | 83th pct | 74th pct |
| Net charge-off ratio | 0.34% | 60th pct | 70th pct |
| Loan growth YoY | -3.97% | 27th pct | 23th pct |
| Share growth YoY | 2.66% | 47th pct | 51th pct |
| Efficiency ratio | 83.12% | 60th pct | 43th pct |
structural peer set hash: 0571c72a5e6c80f4eb8e1083b4350866… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.