UNITED CATHOLICS
Charter #12029 · COVINA, CA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.00% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 20th percentile but its structural peers at the 44th — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNITED CATHOLICS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $50.04M | 0th pct | 13th pct |
| Members | 3,564 | 20th pct | 44th pct |
| Net worth ratio | 9.71% | 17th pct | 30th pct |
| Return on average assets | 0.72% | 51th pct | 69th pct |
| Net interest margin | 3.28% | 28th pct | 48th pct |
| Cost of funds | 1.04% | 58th pct | 62th pct |
| Loan-to-share | 52.12% | 34th pct | 36th pct |
| Delinquency 60+ days | 0.00% | 2th pct | 7th pct |
| Net charge-off ratio | 0.07% | 27th pct | 48th pct |
| Loan growth YoY | 5.58% | 93th pct | 85th pct |
| Share growth YoY | 6.08% | 82th pct | 79th pct |
| Efficiency ratio | 80.99% | 54th pct | 34th pct |
structural peer set hash: 20c0aefe6e70053f03e1b31b30ba8347… (reproducible)
Closest structural peers
This is the free public view
Claim UNITED CATHOLICS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.