COOPERATIVE EXTENSION SERVICE
Charter #24431 · LITTLE ROCK, AR · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 722 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 23.71% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -1.06% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 1.70% sits at the 97th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COOPERATIVE EXTENSION SERVICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.99M | 59th pct | 10th pct |
| Members | 722 | 63th pct | 15th pct |
| Net worth ratio | 23.71% | 71th pct | 95th pct |
| Return on average assets | -1.06% | 16th pct | 13th pct |
| Net interest margin | 4.06% | 51th pct | 36th pct |
| Cost of funds | 1.70% | 83th pct | 97th pct |
| Loan-to-share | 86.73% | 85th pct | 97th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.91% | 86th pct | 74th pct |
| Loan growth YoY | -0.84% | 70th pct | 77th pct |
| Share growth YoY | 10.70% | 94th pct | 97th pct |
| Efficiency ratio | 106.47% | 79th pct | 80th pct |
structural peer set hash: ce2ab19ad68043b12462a12cf6dfac71… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.