NEIGHBORHOOD COMMUNITY
Charter #24396 · Omaha, NE · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.54% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.71% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.21% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 62.54% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 43rd percentile but its structural peers at the 80th — a 37-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEIGHBORHOOD COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $31.44M | 64th pct | 64th pct |
| Members | 1,974 | 45th pct | 56th pct |
| Net worth ratio | 13.58% | 50th pct | 48th pct |
| Return on average assets | 1.54% | 87th pct | 84th pct |
| Net interest margin | 3.71% | 43th pct | 80th pct |
| Cost of funds | 0.21% | 15th pct | 20th pct |
| Loan-to-share | 19.70% | 3th pct | 8th pct |
| Delinquency 60+ days | 0.46% | 44th pct | 48th pct |
| Net charge-off ratio | 0.18% | 55th pct | 54th pct |
| Loan growth YoY | -5.38% | 28th pct | 49th pct |
| Share growth YoY | 1.82% | 43th pct | 49th pct |
| Efficiency ratio | 62.54% | 14th pct | 25th pct |
structural peer set hash: e632817c603de6a315d26466b29a4f7e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.