SYRACUSE POSTAL
Charter #24387 · SYRACUSE, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,009 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 7.88% sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of -1.49% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 0.88% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 1.79% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SYRACUSE POSTAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $18.25M | 32th pct | 39th pct |
| Members | 1,009 | 5th pct | 20th pct |
| Net worth ratio | 7.88% | 4th pct | 3th pct |
| Return on average assets | -1.49% | 4th pct | 2th pct |
| Net interest margin | 0.88% | 1th pct | 2th pct |
| Cost of funds | 1.79% | 86th pct | 87th pct |
| Loan-to-share | 17.51% | 2th pct | 8th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 1.18% | 88th pct | 88th pct |
| Loan growth YoY | -9.48% | 8th pct | 23th pct |
| Share growth YoY | 1.97% | 44th pct | 52th pct |
| Efficiency ratio | 253.77% | 100th pct | 98th pct |
structural peer set hash: a5350497f8b222a9e781fd9cd964355d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.