MESSIAH BAPTIST-JUBILEE
Charter #24043 · Brockton, MA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 229 sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 6.30% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 8.19% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.07% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 32.97% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MESSIAH BAPTIST-JUBILEE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.15M | 19th pct | 20th pct |
| Members | 229 | 17th pct | 20th pct |
| Net worth ratio | 22.58% | 67th pct | 70th pct |
| Return on average assets | 6.30% | 99th pct | 98th pct |
| Net interest margin | 8.19% | 98th pct | 95th pct |
| Cost of funds | 0.07% | 17th pct | 10th pct |
| Loan-to-share | 26.30% | 16th pct | 18th pct |
| Delinquency 60+ days | 1.17% | 56th pct | 43th pct |
| Net charge-off ratio | 0.00% | 22th pct | 27th pct |
| Loan growth YoY | -6.92% | 40th pct | 48th pct |
| Share growth YoY | 2.70% | 69th pct | 64th pct |
| Efficiency ratio | 32.97% | 3th pct | 2th pct |
structural peer set hash: f4fe74be133a26ec2a691c7966b1e0b4… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.