LITTLEFIELD SCHOOL EMPLOYEES
Charter #12289 · Littlefield, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 214 sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of -0.55% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 2.72% sits at the 18th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 119.58% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LITTLEFIELD SCHOOL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.02M | 18th pct | 16th pct |
| Members | 214 | 16th pct | 20th pct |
| Net worth ratio | 18.95% | 54th pct | 57th pct |
| Return on average assets | -0.55% | 22th pct | 20th pct |
| Net interest margin | 2.72% | 16th pct | 18th pct |
| Cost of funds | 0.90% | 62th pct | 61th pct |
| Loan-to-share | 31.29% | 20th pct | 34th pct |
| Delinquency 60+ days | 0.52% | 43th pct | 34th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | -8.44% | 34th pct | 43th pct |
| Share growth YoY | -3.39% | 25th pct | 28th pct |
| Efficiency ratio | 119.58% | 87th pct | 87th pct |
structural peer set hash: c292a8b97ef11017891f68e2814df6ac… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.