GLAMORGAN EMPLOYEES
Charter #19416 · Lynchburg, VA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 292 sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of -21.98% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 25.63% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.07% sits at the 89th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 20.66% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GLAMORGAN EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.05M | 31th pct | 21th pct |
| Members | 292 | 24th pct | 15th pct |
| Net worth ratio | 23.63% | 71th pct | 66th pct |
| Return on average assets | -21.98% | 1th pct | 0th pct |
| Net interest margin | 25.63% | 100th pct | 98th pct |
| Cost of funds | 2.07% | 89th pct | 89th pct |
| Loan-to-share | 39.56% | 29th pct | 41th pct |
| Delinquency 60+ days | 20.66% | 98th pct | 97th pct |
| Net charge-off ratio | 1.04% | 87th pct | 79th pct |
| Loan growth YoY | -19.52% | 7th pct | 3th pct |
| Share growth YoY | 7.52% | 89th pct | 90th pct |
| Efficiency ratio | 88.37% | 54th pct | 48th pct |
structural peer set hash: a8b27c9f842058a122b547dd345650a4… (reproducible)
Closest structural peers
This is the free public view
Claim GLAMORGAN EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.