ACCLAIM
Charter #23386 · GREENSBORO, NC · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,053 sits at the 25th percentile of structural peers — worth a closer look.
- Cost of funds of 1.41% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.26% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.00% sits at the 82nd percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 51st percentile but its structural peers at the 25th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ACCLAIM | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $58.92M | 23th pct | 28th pct |
| Members | 5,053 | 51th pct | 25th pct |
| Net worth ratio | 12.98% | 51th pct | 61th pct |
| Return on average assets | 0.76% | 54th pct | 56th pct |
| Net interest margin | 4.34% | 83th pct | 61th pct |
| Cost of funds | 1.41% | 75th pct | 80th pct |
| Loan-to-share | 75.76% | 77th pct | 64th pct |
| Delinquency 60+ days | 0.26% | 25th pct | 7th pct |
| Net charge-off ratio | 1.00% | 89th pct | 82th pct |
| Loan growth YoY | -1.96% | 45th pct | 33th pct |
| Share growth YoY | 2.47% | 46th pct | 39th pct |
| Efficiency ratio | 77.34% | 44th pct | 30th pct |
structural peer set hash: 69f20b07055311be22ec949c1cba411a… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.