PUBLIC SERVICE #3
Charter #64275 · Fort Wayne, IN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,967 sits at the 18th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 80th percentile but its structural peers at the 48th — a 32-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PUBLIC SERVICE #3 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $87.54M | 80th pct | 48th pct |
| Members | 4,967 | 49th pct | 18th pct |
| Net worth ratio | 11.46% | 35th pct | 44th pct |
| Return on average assets | 0.78% | 56th pct | 59th pct |
| Net interest margin | 3.78% | 53th pct | 44th pct |
| Cost of funds | 1.28% | 69th pct | 72th pct |
| Loan-to-share | 65.80% | 58th pct | 64th pct |
| Delinquency 60+ days | 0.85% | 65th pct | 61th pct |
| Net charge-off ratio | 0.25% | 50th pct | 31th pct |
| Loan growth YoY | 3.28% | 86th pct | 89th pct |
| Share growth YoY | 7.25% | 89th pct | 93th pct |
| Efficiency ratio | 82.01% | 57th pct | 52th pct |
structural peer set hash: 66cb4d8c4d51643f29455f721817f1d2… (reproducible)
Closest structural peers
This is the free public view
Claim PUBLIC SERVICE #3
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.