MIDWEST COALITION OF LABOR
Charter #61847 · Countryside, IL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.93% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.47% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.71% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 63.21% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Loan growth YoY, the asset-size band puts this credit union at the 55th percentile but its structural peers at the 34th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MIDWEST COALITION OF LABOR | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $77.81M | 63th pct | 59th pct |
| Members | 8,560 | 90th pct | 72th pct |
| Net worth ratio | 14.93% | 69th pct | 82th pct |
| Return on average assets | 1.47% | 84th pct | 85th pct |
| Net interest margin | 4.71% | 92th pct | 84th pct |
| Cost of funds | 0.69% | 34th pct | 38th pct |
| Loan-to-share | 78.20% | 81th pct | 70th pct |
| Delinquency 60+ days | 0.91% | 69th pct | 70th pct |
| Net charge-off ratio | 0.32% | 58th pct | 49th pct |
| Loan growth YoY | -1.09% | 55th pct | 34th pct |
| Share growth YoY | 6.48% | 84th pct | 89th pct |
| Efficiency ratio | 63.21% | 16th pct | 7th pct |
structural peer set hash: 71d401a2d513f50b58194fe8ee18d318… (reproducible)
Closest structural peers
This is the free public view
Claim MIDWEST COALITION OF LABOR
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.