SEVIER COUNTY SCHOOLS
Charter #23060 · SEVIERVILLE, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 20.76% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.34% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 42.70% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 20th percentile but its structural peers at the 51st — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SEVIER COUNTY SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.12M | 18th pct | 48th pct |
| Members | 1,383 | 20th pct | 51th pct |
| Net worth ratio | 20.76% | 87th pct | 79th pct |
| Return on average assets | 2.34% | 97th pct | 97th pct |
| Net interest margin | 3.96% | 56th pct | 69th pct |
| Cost of funds | 0.50% | 32th pct | 34th pct |
| Loan-to-share | 49.22% | 36th pct | 41th pct |
| Delinquency 60+ days | 0.09% | 20th pct | 41th pct |
| Net charge-off ratio | 0.00% | 23th pct | 18th pct |
| Loan growth YoY | 8.24% | 97th pct | 93th pct |
| Share growth YoY | 30.75% | 100th pct | 97th pct |
| Efficiency ratio | 42.70% | 2th pct | 0th pct |
structural peer set hash: d853842ac94f3b32399576a3f1e30b5c… (reproducible)
Closest structural peers
This is the free public view
Claim SEVIER COUNTY SCHOOLS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.