M G EMPLOYEES
Charter #21787 · Marysville, OH · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 127 sits at the 2nd percentile of structural peers — worth a closer look.
- Net worth ratio of 36.47% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -2.82% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 32nd percentile but its structural peers at the 15th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | M G EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.10M | 32th pct | 15th pct |
| Members | 127 | 7th pct | 2th pct |
| Net worth ratio | 36.47% | 91th pct | 82th pct |
| Return on average assets | 0.49% | 53th pct | 39th pct |
| Net interest margin | 3.62% | 37th pct | 49th pct |
| Cost of funds | 0.65% | 55th pct | 54th pct |
| Loan-to-share | 23.67% | 13th pct | 8th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -2.82% | 1th pct | 0th pct |
| Loan growth YoY | -10.50% | 26th pct | 33th pct |
| Share growth YoY | -8.70% | 8th pct | 2th pct |
| Efficiency ratio | 86.61% | 52th pct | 67th pct |
structural peer set hash: 0fedf35698833c7e9daaa5ab59e8c67e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.