EIGHT
Charter #20222 · Rossford, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.45% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.27% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.33% sits at the 84th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.02% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.03% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EIGHT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $25.15M | 49th pct | 41th pct |
| Members | 2,510 | 63th pct | 43th pct |
| Net worth ratio | 14.40% | 55th pct | 66th pct |
| Return on average assets | 1.45% | 85th pct | 79th pct |
| Net interest margin | 3.27% | 25th pct | 23th pct |
| Cost of funds | 1.33% | 72th pct | 84th pct |
| Loan-to-share | 39.42% | 20th pct | 28th pct |
| Delinquency 60+ days | 0.02% | 12th pct | 8th pct |
| Net charge-off ratio | -0.03% | 16th pct | 8th pct |
| Loan growth YoY | 2.18% | 83th pct | 88th pct |
| Share growth YoY | 8.75% | 93th pct | 88th pct |
| Efficiency ratio | 60.38% | 12th pct | 10th pct |
structural peer set hash: 4cec17c0b4896acb694cd449953dbfe3… (reproducible)
Closest structural peers
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Claim EIGHT
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.