WYROPE WILLIAMSPORT
Charter #11689 · S Williamsport, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.32% sits at the 25th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 89th percentile but its structural peers at the 62nd — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WYROPE WILLIAMSPORT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $43.65M | 89th pct | 62th pct |
| Members | 4,761 | 95th pct | 72th pct |
| Net worth ratio | 14.36% | 55th pct | 64th pct |
| Return on average assets | 0.92% | 64th pct | 51th pct |
| Net interest margin | 3.32% | 27th pct | 25th pct |
| Cost of funds | 0.77% | 46th pct | 59th pct |
| Loan-to-share | 40.76% | 22th pct | 36th pct |
| Delinquency 60+ days | 1.04% | 69th pct | 69th pct |
| Net charge-off ratio | 0.66% | 78th pct | 74th pct |
| Loan growth YoY | -0.70% | 64th pct | 55th pct |
| Share growth YoY | 6.70% | 85th pct | 83th pct |
| Efficiency ratio | 74.23% | 36th pct | 46th pct |
structural peer set hash: 4ffb03f48ed88d6694808a625b37cc51… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.