CAREY POVERELLO
Charter #6636 · Carey, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,673 sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 2.91% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 2.05% sits at the 95th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.11% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 32nd percentile but its structural peers at the 13th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CAREY POVERELLO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $31.62M | 65th pct | 51th pct |
| Members | 1,673 | 32th pct | 13th pct |
| Net worth ratio | 13.11% | 46th pct | 51th pct |
| Return on average assets | 0.79% | 57th pct | 41th pct |
| Net interest margin | 2.91% | 14th pct | 10th pct |
| Cost of funds | 2.05% | 91th pct | 95th pct |
| Loan-to-share | 35.94% | 16th pct | 23th pct |
| Delinquency 60+ days | 0.11% | 22th pct | 15th pct |
| Net charge-off ratio | 0.05% | 43th pct | 31th pct |
| Loan growth YoY | 3.32% | 88th pct | 95th pct |
| Share growth YoY | 13.71% | 99th pct | 98th pct |
| Efficiency ratio | 73.81% | 35th pct | 52th pct |
structural peer set hash: 6b4a5366b80d3b33612f7c6a258ff921… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.