MCKEESPORT AREA PUBLIC SCHOOL EMP
Charter #2003 · MCKEESPORT, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 2.74% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.87% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.02% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 53.46% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Net worth ratio, the asset-size band puts this credit union at the 79th percentile but its structural peers at the 54th — a 25-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MCKEESPORT AREA PUBLIC SCHOOL EMP | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.10M | 51th pct | 28th pct |
| Members | 544 | 47th pct | 28th pct |
| Net worth ratio | 26.53% | 79th pct | 54th pct |
| Return on average assets | 2.74% | 95th pct | 90th pct |
| Net interest margin | 5.87% | 89th pct | 77th pct |
| Cost of funds | 0.93% | 63th pct | 51th pct |
| Loan-to-share | 117.82% | 98th pct | 92th pct |
| Delinquency 60+ days | 0.51% | 42th pct | 43th pct |
| Net charge-off ratio | -0.02% | 19th pct | 20th pct |
| Loan growth YoY | 2.63% | 83th pct | 85th pct |
| Share growth YoY | 1.88% | 64th pct | 64th pct |
| Efficiency ratio | 53.46% | 11th pct | 8th pct |
structural peer set hash: 7a7d96467fbda8ee7ce7af44a44b6ab6… (reproducible)
Closest structural peers
This is the free public view
Claim MCKEESPORT AREA PUBLIC SCHOOL EMP
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.