IBEW LOCAL UNION 80
Charter #20004 · Norfolk, VA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.95% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.06% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -1.85% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 47.79% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 68th percentile but its structural peers at the 43rd — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IBEW LOCAL UNION 80 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.75M | 26th pct | 26th pct |
| Members | 788 | 68th pct | 43th pct |
| Net worth ratio | 13.46% | 29th pct | 43th pct |
| Return on average assets | 1.95% | 90th pct | 85th pct |
| Net interest margin | 3.73% | 39th pct | 41th pct |
| Cost of funds | 0.06% | 17th pct | 15th pct |
| Loan-to-share | 25.01% | 14th pct | 13th pct |
| Delinquency 60+ days | 0.71% | 47th pct | 40th pct |
| Net charge-off ratio | -1.85% | 2th pct | 2th pct |
| Loan growth YoY | 0.21% | 76th pct | 82th pct |
| Share growth YoY | -1.15% | 39th pct | 23th pct |
| Efficiency ratio | 47.79% | 7th pct | 10th pct |
structural peer set hash: 7f025ffa5df452ebf793f3e034a45ea2… (reproducible)
Closest structural peers
This is the free public view
Claim IBEW LOCAL UNION 80
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.