HONOLULU FIRE DEPARTMENT
Charter #1880 · Honolulu, HI · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Efficiency ratio of 74.23% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 69th percentile but its structural peers at the 36th — a 33-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HONOLULU FIRE DEPARTMENT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $85.56M | 77th pct | 51th pct |
| Members | 6,207 | 69th pct | 36th pct |
| Net worth ratio | 11.30% | 34th pct | 33th pct |
| Return on average assets | 0.61% | 44th pct | 62th pct |
| Net interest margin | 3.92% | 62th pct | 49th pct |
| Cost of funds | 0.76% | 38th pct | 39th pct |
| Loan-to-share | 72.05% | 72th pct | 62th pct |
| Delinquency 60+ days | 0.67% | 53th pct | 56th pct |
| Net charge-off ratio | 0.59% | 77th pct | 57th pct |
| Loan growth YoY | -4.48% | 22th pct | 15th pct |
| Share growth YoY | -4.29% | 2th pct | 3th pct |
| Efficiency ratio | 74.23% | 34th pct | 21th pct |
structural peer set hash: 1af0b7903a8dae4ee47d32dd77bd401b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.