CINCINNATI OHIO POLICE
Charter #389 · CINCINNATI, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.79% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.22% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 1.57% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.48% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 73.39% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CINCINNATI OHIO POLICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $185.99M | 46th pct | 51th pct |
| Members | 11,186 | 39th pct | 46th pct |
| Net worth ratio | 11.31% | 47th pct | 52th pct |
| Return on average assets | 0.79% | 56th pct | 75th pct |
| Net interest margin | 3.22% | 24th pct | 21th pct |
| Cost of funds | 1.57% | 71th pct | 80th pct |
| Loan-to-share | 65.70% | 37th pct | 48th pct |
| Delinquency 60+ days | 1.48% | 89th pct | 95th pct |
| Net charge-off ratio | 0.41% | 55th pct | 48th pct |
| Loan growth YoY | 1.54% | 62th pct | 69th pct |
| Share growth YoY | 0.57% | 13th pct | 15th pct |
| Efficiency ratio | 73.39% | 32th pct | 13th pct |
structural peer set hash: 7ec229415a79db44c77fb637c2c40a71… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.