HOPEWELL
Charter #15307 · Heath, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 9,120 sits at the 25th percentile of structural peers — worth a closer look.
- Net worth ratio of 7.86% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 3.14% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 1.60% sits at the 79th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.28% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HOPEWELL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $168.65M | 39th pct | 31th pct |
| Members | 9,120 | 25th pct | 25th pct |
| Net worth ratio | 7.86% | 3th pct | 2th pct |
| Return on average assets | 0.86% | 61th pct | 66th pct |
| Net interest margin | 3.14% | 20th pct | 15th pct |
| Cost of funds | 1.60% | 72th pct | 79th pct |
| Loan-to-share | 71.72% | 50th pct | 54th pct |
| Delinquency 60+ days | 0.28% | 21th pct | 25th pct |
| Net charge-off ratio | 0.34% | 48th pct | 57th pct |
| Loan growth YoY | 4.65% | 85th pct | 77th pct |
| Share growth YoY | 6.09% | 81th pct | 79th pct |
| Efficiency ratio | 75.81% | 40th pct | 33th pct |
structural peer set hash: d87ed801350c5f077cb3b85576df936d… (reproducible)
Closest structural peers
This is the free public view
Claim HOPEWELL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.