MID-ATLANTIC
Charter #18716 · Germantown, MD · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- On Loan-to-share, the asset-size band puts this credit union at the 67th percentile but its structural peers at the 43rd — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MID-ATLANTIC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $448.41M | 95th pct | 79th pct |
| Members | 17,696 | 68th pct | 57th pct |
| Net worth ratio | 10.89% | 41th pct | 56th pct |
| Return on average assets | 0.63% | 45th pct | 67th pct |
| Net interest margin | 3.00% | 15th pct | 31th pct |
| Cost of funds | 1.38% | 60th pct | 44th pct |
| Loan-to-share | 79.62% | 67th pct | 43th pct |
| Delinquency 60+ days | 0.69% | 57th pct | 52th pct |
| Net charge-off ratio | 0.07% | 14th pct | 30th pct |
| Loan growth YoY | 0.70% | 54th pct | 49th pct |
| Share growth YoY | 1.63% | 23th pct | 26th pct |
| Efficiency ratio | 81.73% | 62th pct | 41th pct |
structural peer set hash: 5842f87f2da821fd236baad8ff48b6ce… (reproducible)
Closest structural peers
This is the free public view
Claim MID-ATLANTIC
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.