UKRAINIAN
Charter #8854 · ROCHESTER, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 28,253 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 8.05% sits at the 5th percentile of structural peers — worth a closer look.
- Efficiency ratio of 78.87% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Return on average assets, the asset-size band puts this credit union at the 46th percentile but its structural peers at the 74th — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UKRAINIAN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $422.80M | 92th pct | 75th pct |
| Members | 28,253 | 92th pct | 84th pct |
| Net worth ratio | 8.05% | 4th pct | 5th pct |
| Return on average assets | 0.66% | 46th pct | 74th pct |
| Net interest margin | 3.28% | 28th pct | 44th pct |
| Cost of funds | 2.05% | 89th pct | 74th pct |
| Loan-to-share | 87.25% | 84th pct | 62th pct |
| Delinquency 60+ days | 0.56% | 46th pct | 36th pct |
| Net charge-off ratio | 0.17% | 26th pct | 39th pct |
| Loan growth YoY | 0.77% | 54th pct | 48th pct |
| Share growth YoY | 2.78% | 40th pct | 46th pct |
| Efficiency ratio | 78.87% | 51th pct | 25th pct |
structural peer set hash: 53d478e8b59a805e8f61c25f2d0d8314… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.