Innorve

SUMA

Charter #16360 · Yonkers, NY · $100M-$500M

Public 5300 data · as of 2026Q1

What the numbers say

  • Net worth ratio of 12.28% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
  • Net interest margin of 2.41% sits at the 7th percentile of structural peers — worth a closer look.
  • Cost of funds of 2.43% sits at the 87th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 1.54% sits at the 80th percentile of structural peers — worth a closer look.
  • Net charge-off ratio of 0.30% sits at the 79th percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricSUMAAsset-tier percentileStructural percentile
Total assets$460.91M97th pct89th pct
Members9,58830th pct28th pct
Net worth ratio12.28%60th pct75th pct
Return on average assets0.57%41th pct52th pct
Net interest margin2.41%3th pct7th pct
Cost of funds2.43%96th pct87th pct
Loan-to-share80.83%70th pct36th pct
Delinquency 60+ days1.54%90th pct80th pct
Net charge-off ratio0.30%44th pct79th pct
Loan growth YoY2.38%70th pct69th pct
Share growth YoY2.63%37th pct34th pct
Efficiency ratio74.56%36th pct21th pct

structural peer set hash: 4a0dac7a819ac14a2d2bc99fd4cab097… (reproducible)

Closest structural peers

OCEAN FINANCIAL67.9%
#19269 · NY
UKRAINIAN67.6%
#8854 · NY
UKRAINIAN NATIONAL66.3%
#17107 · NY
SJP61.8%
#3306 · NY
ACTORS61.5%
#15358 · NY
MID-ATLANTIC60.9%
#18716 · MD
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.