MT ZION WOODLAWN
Charter #18562 · CINCINNATI, OH · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.92% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 51.76% sits at the 96th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 32nd percentile but its structural peers at the 62nd — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MT ZION WOODLAWN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 142,605 | 2th pct | 11th pct |
| Members | 160 | 11th pct | 36th pct |
| Net worth ratio | 9.92% | 13th pct | 11th pct |
| Return on average assets | 0.29% | 46th pct | 41th pct |
| Net interest margin | 3.48% | 32th pct | 62th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 5.40% | 3th pct | 16th pct |
| Delinquency 60+ days | 51.76% | 100th pct | 96th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | -20.13% | 7th pct | 25th pct |
| Share growth YoY | 6.28% | 85th pct | 79th pct |
| Efficiency ratio | 91.63% | 58th pct | 59th pct |
structural peer set hash: 5c94af14b03060df82559106e060afb2… (reproducible)
Closest structural peers
This is the free public view
Claim MT ZION WOODLAWN
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.