COLLEGE AND UNIVERSITY
Charter #60688 · Chicago, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- On Return on average assets, the asset-size band puts this credit union at the 51st percentile but its structural peers at the 33rd — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COLLEGE AND UNIVERSITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.37M | 23th pct | 34th pct |
| Members | 358 | 30th pct | 44th pct |
| Net worth ratio | 11.46% | 20th pct | 28th pct |
| Return on average assets | 0.46% | 51th pct | 33th pct |
| Net interest margin | 3.01% | 22th pct | 38th pct |
| Cost of funds | 0.56% | 53th pct | 66th pct |
| Loan-to-share | 11.36% | 6th pct | 21th pct |
| Delinquency 60+ days | 0.46% | 41th pct | 47th pct |
| Net charge-off ratio | 0.00% | 22th pct | 25th pct |
| Loan growth YoY | -14.00% | 16th pct | 31th pct |
| Share growth YoY | 5.37% | 82th pct | 72th pct |
| Efficiency ratio | 84.86% | 48th pct | 62th pct |
structural peer set hash: 7b1a5d291e7a2857db4f25294c4ada7d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.