DISTRICT OF COLUMBIA TEACHERS
Charter #1821 · Washington, DC · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.05% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.23% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.63% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.16% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 26th percentile but its structural peers at the 61st — a 34-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DISTRICT OF COLUMBIA TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $49.28M | 99th pct | 67th pct |
| Members | 3,761 | 88th pct | 74th pct |
| Net worth ratio | 9.05% | 10th pct | 15th pct |
| Return on average assets | 0.45% | 38th pct | 41th pct |
| Net interest margin | 3.31% | 26th pct | 61th pct |
| Cost of funds | 0.23% | 16th pct | 11th pct |
| Loan-to-share | 38.44% | 19th pct | 26th pct |
| Delinquency 60+ days | 1.63% | 80th pct | 87th pct |
| Net charge-off ratio | -0.16% | 7th pct | 5th pct |
| Loan growth YoY | -4.38% | 34th pct | 21th pct |
| Share growth YoY | -0.25% | 24th pct | 25th pct |
| Efficiency ratio | 84.23% | 60th pct | 57th pct |
structural peer set hash: c719c794d501046a2e0ec3f5b6111163… (reproducible)
Closest structural peers
This is the free public view
Claim DISTRICT OF COLUMBIA TEACHERS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.