HOTEL AND TRAVEL INDUSTRY
Charter #9115 · Honolulu, HI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,514 ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 8.89% sits at the 10th percentile of structural peers — worth a closer look.
- Return on average assets of 0.19% sits at the 21st percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.79% sits at the 85th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 19th percentile but its structural peers at the 54th — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HOTEL AND TRAVEL INDUSTRY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $40.17M | 83th pct | 57th pct |
| Members | 4,514 | 94th pct | 93th pct |
| Net worth ratio | 8.89% | 9th pct | 10th pct |
| Return on average assets | 0.19% | 25th pct | 21th pct |
| Net interest margin | 3.10% | 19th pct | 54th pct |
| Cost of funds | 1.14% | 64th pct | 56th pct |
| Loan-to-share | 43.48% | 26th pct | 36th pct |
| Delinquency 60+ days | 0.75% | 59th pct | 64th pct |
| Net charge-off ratio | 0.79% | 81th pct | 85th pct |
| Loan growth YoY | -4.35% | 35th pct | 20th pct |
| Share growth YoY | 2.66% | 52th pct | 46th pct |
| Efficiency ratio | 84.00% | 59th pct | 57th pct |
structural peer set hash: e40ecee32025aa943560a8f2b668ff49… (reproducible)
Closest structural peers
This is the free public view
Claim HOTEL AND TRAVEL INDUSTRY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.