TEXSTAR
Charter #17953 · Kenedy, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,223 sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of 0.09% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 0.78% sits at the 79th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.77% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 96.21% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEXSTAR | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $20.04M | 36th pct | 30th pct |
| Members | 1,223 | 13th pct | 8th pct |
| Net worth ratio | 13.59% | 50th pct | 36th pct |
| Return on average assets | 0.09% | 22th pct | 20th pct |
| Net interest margin | 3.49% | 34th pct | 43th pct |
| Cost of funds | 0.78% | 47th pct | 79th pct |
| Loan-to-share | 30.10% | 10th pct | 21th pct |
| Delinquency 60+ days | 3.77% | 95th pct | 95th pct |
| Net charge-off ratio | 0.16% | 52th pct | 52th pct |
| Loan growth YoY | -2.16% | 52th pct | 70th pct |
| Share growth YoY | -10.66% | 0th pct | 0th pct |
| Efficiency ratio | 96.21% | 85th pct | 84th pct |
structural peer set hash: bf5eb87937ca4fe8514fac867238a036… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.