A H E PLANT 3
Charter #17339 · WINCHESTER, IN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.99% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 57.27% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Net worth ratio, the asset-size band puts this credit union at the 82nd percentile but its structural peers at the 64th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | A H E PLANT 3 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.24M | 10th pct | 21th pct |
| Members | 1,468 | 23th pct | 31th pct |
| Net worth ratio | 19.31% | 82th pct | 64th pct |
| Return on average assets | 1.99% | 94th pct | 89th pct |
| Net interest margin | 3.95% | 56th pct | 70th pct |
| Cost of funds | 0.48% | 31th pct | 38th pct |
| Loan-to-share | 35.88% | 16th pct | 23th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.05% | 43th pct | 54th pct |
| Loan growth YoY | -1.77% | 55th pct | 67th pct |
| Share growth YoY | 7.14% | 87th pct | 79th pct |
| Efficiency ratio | 57.27% | 8th pct | 15th pct |
structural peer set hash: 71e1ff8c02506c60e31f20325867c32c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.