1ST KANSAS
Charter #63217 · Topeka, KS · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,091 sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 0.47% sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 2.88% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 2.29% sits at the 93rd percentile of structural peers — worth a closer look.
- Efficiency ratio of 86.28% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | 1ST KANSAS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.23M | 10th pct | 30th pct |
| Members | 1,091 | 8th pct | 25th pct |
| Net worth ratio | 19.58% | 83th pct | 66th pct |
| Return on average assets | 0.47% | 40th pct | 25th pct |
| Net interest margin | 2.88% | 13th pct | 16th pct |
| Cost of funds | 2.29% | 94th pct | 93th pct |
| Loan-to-share | 51.69% | 41th pct | 52th pct |
| Delinquency 60+ days | 0.74% | 58th pct | 67th pct |
| Net charge-off ratio | -0.00% | 23th pct | 26th pct |
| Loan growth YoY | 0.41% | 73th pct | 74th pct |
| Share growth YoY | 7.48% | 89th pct | 87th pct |
| Efficiency ratio | 86.28% | 65th pct | 82th pct |
structural peer set hash: cecc0ab72a307a6e82c5798577d6793d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.