NORWOOD TOWN EMPLOYEES
Charter #17112 · Norwood, MA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 26.84% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.20% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.24% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 4.89% sits at the 93rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORWOOD TOWN EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.82M | 70th pct | 33th pct |
| Members | 745 | 65th pct | 43th pct |
| Net worth ratio | 26.84% | 79th pct | 77th pct |
| Return on average assets | 1.20% | 77th pct | 79th pct |
| Net interest margin | 4.21% | 55th pct | 64th pct |
| Cost of funds | 0.24% | 34th pct | 16th pct |
| Loan-to-share | 70.79% | 65th pct | 51th pct |
| Delinquency 60+ days | 4.89% | 86th pct | 93th pct |
| Net charge-off ratio | 0.00% | 22th pct | 15th pct |
| Loan growth YoY | -0.03% | 74th pct | 67th pct |
| Share growth YoY | 1.92% | 65th pct | 61th pct |
| Efficiency ratio | 72.67% | 27th pct | 26th pct |
structural peer set hash: fdcce37f51dda6ff738c52e553428189… (reproducible)
Closest structural peers
This is the free public view
Claim NORWOOD TOWN EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.