REDLANDS CITY EMPLOYEES
Charter #9778 · Redlands, CA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 735 sits at the 11th percentile of structural peers — worth a closer look.
- Net worth ratio of 24.76% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.59% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.25% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | REDLANDS CITY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.29M | 1th pct | 30th pct |
| Members | 735 | 1th pct | 11th pct |
| Net worth ratio | 24.76% | 94th pct | 84th pct |
| Return on average assets | 1.59% | 88th pct | 89th pct |
| Net interest margin | 4.25% | 70th pct | 66th pct |
| Cost of funds | 0.25% | 18th pct | 11th pct |
| Loan-to-share | 75.55% | 78th pct | 62th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 16th pct |
| Loan growth YoY | -3.58% | 41th pct | 38th pct |
| Share growth YoY | 7.31% | 88th pct | 79th pct |
| Efficiency ratio | 62.90% | 15th pct | 15th pct |
structural peer set hash: 97808fcb51919e3ea133e840f987ebc3… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.