FINANCIAL PARTNERS
Charter #16619 · Woodburn, IN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.28% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 33rd percentile but its structural peers at the 51st — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FINANCIAL PARTNERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $57.06M | 18th pct | 34th pct |
| Members | 3,309 | 15th pct | 30th pct |
| Net worth ratio | 9.77% | 18th pct | 26th pct |
| Return on average assets | 0.76% | 54th pct | 66th pct |
| Net interest margin | 3.40% | 33th pct | 51th pct |
| Cost of funds | 0.28% | 12th pct | 5th pct |
| Loan-to-share | 47.45% | 25th pct | 28th pct |
| Delinquency 60+ days | 0.79% | 61th pct | 52th pct |
| Net charge-off ratio | 0.06% | 26th pct | 36th pct |
| Loan growth YoY | -1.35% | 52th pct | 57th pct |
| Share growth YoY | 0.52% | 23th pct | 25th pct |
| Efficiency ratio | 81.09% | 54th pct | 39th pct |
structural peer set hash: 2fa9fc1f48dd981c40f3b05f0c0c7f41… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.