WESTPORT
Charter #7652 · Westport, MA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 6,169 ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.53% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 0.91% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.19% sits at the 80th percentile of structural peers — worth a closer look.
- Efficiency ratio of 75.71% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WESTPORT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $82.37M | 72th pct | 54th pct |
| Members | 6,169 | 68th pct | 79th pct |
| Net worth ratio | 9.53% | 15th pct | 25th pct |
| Return on average assets | 0.91% | 62th pct | 79th pct |
| Net interest margin | 3.51% | 39th pct | 62th pct |
| Cost of funds | 0.97% | 54th pct | 51th pct |
| Loan-to-share | 53.12% | 36th pct | 31th pct |
| Delinquency 60+ days | 1.19% | 78th pct | 80th pct |
| Net charge-off ratio | 0.07% | 28th pct | 44th pct |
| Loan growth YoY | 4.78% | 91th pct | 84th pct |
| Share growth YoY | 1.12% | 30th pct | 34th pct |
| Efficiency ratio | 75.71% | 38th pct | 23th pct |
structural peer set hash: ecf8bbf6f9c707efd903d75f8d179435… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.